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Build the future you’ve hoped for by creating new habits today.
My Story
My name is Teresa and I am a Personal Financial Coach. You might be under the impression that to be a financial coach, I’ve always had my financial house in order. But let me assure you, the reason I am a coach is because I lived far too long with my personal finances a hot mess. During that dark season of my life I was stressed out, burned out, and weighed down, not only by my ridiculous amount of debt but by the shame of my circumstances.
And, I was living a big, fat lie. I held corporate jobs that required financial knowledge, which I had. I was leading teams and making decisions all day long. I was mentoring people professionally and spiritually, and, I was good at it. But when it came to my personal finances, I lacked the confidence to make decisions, was stuck in a constant state of turmoil dodging creditors, making excuses for not having cash and literally living paycheck to paycheck.
I had a wakeup call one day when my landlord, upset at a bounced rent check, used the word “eviction” in our conversation. That was the point I realized I had to make some big changes. I dug in and learned how to do a budget the right way. I learned the danger of consumer credit and vowed I would never be in such a dire situation again. It took time, a decade at least, and a commitment to change my circumstances. I had to create new habits in my life including active budgeting, managing my cash daily and most importantly living on less than I was making. When those practices became habits, my situation began to improve and I had hope once again. I am now debt free, except for my mortgage. My husband and I have a life where intentional spending and saving is rewarded with traveling, giving and best of all, sleeping at night.
My mission as a coach is to help others have a similar outcome; an outcome that supports a strong, vibrant financial future built upon a foundation of hope and healthy habits and sending shame packing. Changing our mindset and our habits is hard work but it is so worth it. I am grateful for the opportunity to serve people and journey with them to a brighter financial future. How can I serve you today?
Curious?
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